O'zbekcha
Русский
DN
Dilnoza Normatova
TSUE
The role and development trends of fintech startups in Uzbekistan's financial market
Fintech startups and financial innovation
| Published date | 24.06.2026 |
| Journal Issue | Vol. 1 No. 1 (2026) Startups and Innovation Ecosystem |
| Pages | 80-88 |
| DOI | 10.5281/zenodo.20823154 |
| Section | Ilmiy maqolalar |
| Article language | uz |
| License | https://creativecommons.org/licenses/by/4.0/ |
Abstract
This article analyzes the role of fintech startups in the digitalization of Uzbekistan's financial services
market, their relationship with the traditional banking system, and the regulatory environment. The development
dynamics of fintech segments — payment systems, digital lending, cryptocurrency, and blockchain services — are
examined. The application of the regulatory sandbox mechanism for fintech innovation in Uzbekistan's context is
substantiated.
Keywords
fintech
digital payments
blockchain
regulatory sandbox
financial inclusion
startup
digital banking
Uzbekistan
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Cite this Article
Normatova D. (2026). The role and development trends of fintech startups in Uzbekistan's financial market. TDIU Iqtisodiyot va Innovatsiyalar Jurnali, Vol. 1 No. 1 (2026) Startups and Innovation Ecosystem, p.. 80-88. https://doi.org/10.5281/zenodo.20823154